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Have you ever felt limited by your credit card rewards? Are you tired of constantly comparing your options and trying to remember which cards offer which bonus categories? Look no further than the Chase Freedom Unlimited card. Offering unlimited 1.5% cash back on all purchases, this card is perfect for those who want simplicity without sacrificing rewards.
Let’s start with the basics. The Chase Freedom Unlimited card has no annual fee, which immediately sets it apart from some of its competitors. Additionally, the 0% introductory APR for the first 15 months (14.99%-23.74% variable APR after that) makes it a great option for anyone looking to make a big purchase or transfer a balance.
But what sets this card apart from others in the cash back category is the unlimited 1.5% cash back on all purchases. No need to remember which categories offer bonus rewards, no limits on how much you can earn, and no expiration of rewards. This simplicity is a breath of fresh air in the credit card world.
But that’s not all. If you’re a new cardmember, you can earn a $200 cash bonus after spending $500 on purchases in the first three months from account opening. That’s a pretty sweet deal for simply using your card for your daily purchases.
Other benefits of the Chase Freedom Unlimited card include purchase protection, which covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. This is a great perk for anyone who is accident-prone or has had items stolen in the past.
The card also comes with extended warranty protection, which can extend the time period of a U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less. This added protection can give you peace of mind when making bigger purchases, knowing that you have an extra layer of support.
Finally, the Chase Freedom Unlimited card comes with travel and emergency assistance services, which can provide help when traveling more than 100 miles from home. This includes things like emergency transportation assistance, legal referrals, and more.
But what are the downsides to the Chase Freedom Unlimited card? While the 1.5% cash back on all purchases may seem like a great deal, there are some cards out there that offer higher rewards in specific categories. For example, if you spend a lot on groceries or gas, you may want to consider a card that offers higher rewards in those categories. However, if you’re looking for simplicity and ease of use, the Freedom Unlimited is a great option.
Another potential downside is that the card does not offer as many premium benefits as some other cards in the market. If you’re looking for things like airport lounge access or concierge services, you may want to consider a more premium card option. However, for the average consumer who just wants to earn cash back on their purchases, the Freedom Unlimited card is a great fit.
So, is the Chase Freedom Unlimited card worth it? Our answer is a resounding yes. With its simple and straightforward rewards structure, generous introductory offer, and added protections, it’s a great option for anyone looking for a cash back card. While it may not offer as many premium benefits as some other cards, it’s clear that simplicity and ease of use is the name of the game with the Freedom Unlimited card.
